General liability
For certain third-party injury and property damage claims.
Insurance / Business insurance
BUSINESS INSURANCE · CALIFORNIA
You know your business. Let’s talk about protecting it.
From your first location to your next chapter, Michael helps you explore coverage that fits your business’s operations, responsibilities, and budget.
California license #6018001 · English & Chaldean
COVERAGE, IN EVERYDAY LANGUAGE
Let’s look at the details.
These are general coverage concepts. Your policy’s actual terms, exclusions, limits, and deductibles determine what is covered.
Commercial property
Protection for covered damage to business property.
Business owners policy
A package that may combine property and liability coverage for eligible businesses.
Workers’ compensation
Coverage for work-related employee injuries and illnesses.
Commercial auto
Options for vehicles used in business operations.
Professional liability
For certain claims related to professional services, where applicable.
Learn more from the California Department of Insurance .
SOUND FAMILIAR?
A good time
to reach out.
- Opening or expanding a business
- Reviewing contract or lease requirements
- Reassessing your current costs and coverage
A FEW THINGS YOU MAY BE WONDERING
Good questions. Clear answers.
Does every business need the same policy?
No. Your operations, employees, property, vehicles, and contractual obligations all affect your needs.
Can Michael review my existing coverage?
Yes. Share what your business does and any current policy details. Michael can help you understand the coverage and explore available alternatives.
Is a business owners policy right for me?
It depends on your business and eligibility. Your agent can discuss whether a package or separate policies are more appropriate.
YOUR NEXT STEP
Let’s talk about
your options.
Tell us a little about what you need. Your agent will help you take it from there.
619-669-5304Requesting a quote does not bind coverage or guarantee acceptance.