Basic property coverage
The FAIR Plan offers limited property coverage, rather than a complete homeowners policy.
Insurance / California FAIR Plan
CALIFORNIA FAIR PLAN · CALIFORNIA
Make sense of your FAIR Plan options.
When traditional insurance is difficult to obtain, the California FAIR Plan may be an option. Your agent can help explain its scope and discuss what else you may need.
California license #6018001 · English & Chaldean
COVERAGE, IN EVERYDAY LANGUAGE
Let’s look at the details.
These are general coverage concepts. Your policy’s actual terms, exclusions, limits, and deductibles determine what is covered.
Coverage gaps
Review exclusions, limits, and deductibles with your agent.
Difference in Conditions
A separate DIC policy may address certain gaps, such as liability or theft, depending on its terms.
Your full picture
Consider the policies together and review how their coverage fits your situation.
Learn more from the California Department of Insurance .
SOUND FAMILIAR?
A good time
to reach out.
- Exploring options after a nonrenewal
- Reviewing an existing FAIR Plan policy
- Discussing supplemental coverage for a property
A FEW THINGS YOU MAY BE WONDERING
Good questions. Clear answers.
Is the FAIR Plan the same as homeowners insurance?
No. Its coverage is more limited. Review the policy carefully and discuss whether separate supplemental coverage is available and appropriate.
Does combining FAIR Plan and DIC cover everything?
No. Each policy has its own terms, conditions, limits, and exclusions. Your agent can help you understand how they work together.
Is coverage guaranteed?
No. Applications remain subject to eligibility and underwriting requirements. Requesting a quote does not bind coverage.
YOUR NEXT STEP
Let’s talk about
your options.
Tell us a little about what you need. Your agent will help you take it from there.
619-669-5304Requesting a quote does not bind coverage or guarantee acceptance.